Who are we?
We are Bizcar, an online vehicle finance broker who work with a panel of lenders, trying to obtain you the best finance acceptance for your circumstance. We act as a broker, not a lender.
Bizcar is a trading name of Maurice Jones, who is authorised and regulated by the Financial Conduct Authority. Our firm reference number is 827370.
We are also registered with the Information Commissioners Office (ICO) who are the regulator for data. Our registered number is ZA490771.
We can be contacted on the below contact details:
- Email: firstname.lastname@example.org
- Telephone: 07834 372389
- Address: 88B Northop Road, Flint, Flintshire, CH6 5LH
Why do we collect and use your personal information?
We collect and use your personal information in order for us to provide you with our finance service. For a consumer both submitting an application to us directly or submitting an application via an approved car dealership, we want you to fully understand how your information is going to be used, and ensure we have your consent to so. Our team is on hand to answer any questions as to how your information will be stored and used. With your consent, we will use your information to send to third parties, who will carry out a search on this information with credit reference agencies, and potentially fraud prevention agencies, with the purpose of obtaining you vehicle finance. No application will be processed without your documented consent.
Please note that calls are recorded for training and monitoring purposes.
We may anonymise your information for the use of market research purposes.
We will ask you for your marketing preferences, please note that if you wish to change these at any point you are able to by inform us using the above information.
What happens if I do not provide my personal information?
We need your personal information in order to provide our service to you. If we do not collect your personal information, we will not be able to provide our services to you. In the event we require further information, we will make you aware of the information we need, and the purpose of why this information is required.
Who will we share your personal information with?
We will share your personal information with our panel of finance lenders in order to try to obtain you a finance acceptance. The companies include –
Advantage Finance Ltd – https://www.advantage-finance.co.uk/customer/
Moneybarn No1 Limited – https://www.moneybarn.com/privacy-policy/
Marsh Finance Ltd – http://www.marshfinance.com/privacy/
Go Car Credit Ltd – https://gocarcredit.co.uk/privacy-notice/
We recommend our consumers ensuring they are aware how each of these companies may use their information by familiarising their selves with each companies’ policies. We may share your personal information with regulatory bodies such as the FCA and HMRC when required to do so by law.
We may engage the services of professional advisers such as compliance consultants, lawyers and accountants who may be given access to your personal information in order to provide their services to us. We will ensure that your personal information is protected by obtaining a written undertaking of confidentiality from the professional service providers.
We need to make you aware that whilst we do not transport any of your data outside an EEA state, any of the above may.
How long will we store your personal information?
We will store your personal information for up to six years from ceasing to be our client. This is to enable us to refer to our records in the unlikely event that you want to lodge a complaint against us within six years.
Please note that all correspondence will also be stored for record.
What are your rights in relation to your personal information?
- the right to be informed about the collection and the use of their personal data
- the right to access personal data and supplementary information
- the right to have inaccurate personal data rectified, or completed if it is incomplete
- the right to erasure (to be forgotten) in certain circumstances
- the right to restrict processing in certain circumstances
- the right to data portability, which allows the data subject to obtain and reuse their personal data for their own purposes across different services
- the right to object to processing in certain circumstances
- rights in relation to automated decision making and profiling
- the right to withdraw consent at any time (where relevant)
- the right to complain to the Information Commissioner
As a company, Bizcar will ensure that you have the ability to exercise your rights throughout your finance journey, but also when it is complete. If you wish to exercise any of the above, please contact our team using the contact information listed above.
How do I lodge a complaint about the use of my personal information?
You can lodge a complaint with us directly by contacting us on one of the above contact details. Full details of our complaints procedure can be found at https://bizcar.co.uk/complaintsprocedure/
You also have the right to lodge a complaint directly with the Information Commissioner’s Office (ICO). The ICO are the regulator who makes sure that we use your personal information in a lawful way.
You can lodge a complaint with the ICO by following this link https://ico.org.uk/concerns/ or calling the ICO on 0303 123 1113.